Learn/Guides
Start here

Guides

Each guide is a short sequence of articles in reading order. Pick the one that matches where your board is, and read it front to back.

Guide 014 articles · 16 min

HOA fundamentals

You joined the board, or you're about to. This guide covers what an HOA actually is, the documents that give it power, and the duties you take on when you accept the seat — in about twenty minutes.

1What is an HOA?
2What are CC&Rs?
3The important HOA legal documents that all community members should review
4Understand the fiduciary duties for HOA board members
Guide 024 articles · 24 min

Reading your reserve study

The reserve study is the most important document your association owns and the least read. This guide takes you through it end to end: every section of the document, the one number that measures your community's health, and how to tell a careful study from a careless one.

1How to read your HOA reserve study
2Reserve study vs. reserve fund: what's the difference?
3Percent funded is the only number on your reserve study that matters
4Six signs your reserve study needs a second opinion
Guide 035 articles · 25 min

Funding your reserves

Every board argues about dues. This guide replaces the argument with numbers: how much your community should actually hold, where the money lives, what underfunding costs, when a special assessment is the honest answer, and the new lending rules that make all of it every seller's problem.

1How much should an HOA have in reserves?
2Operating funds vs reserve funds: understanding your HOA fees
3What are the risks of insufficient HOA reserve funds?
4Understanding HOA special assessments: a guide for homeowners
5Fannie Mae's 15% reserve rule: what your board needs to do before 2027
Guide 045 articles · 25 min

Projects and operations

The reserve study tells you what will need work. This guide is about actually running it: board meetings that decide things, a maintenance plan that prevents surprises, a project calendar you can defend, and a budget the community understands.

1How to organize an effective HOA board meeting
2Critical steps to operate your HOA like a business
3Creating a preventative maintenance plan for your HOA
4Tips for planning and prioritizing your HOA projects in the new year
5Tips for communicating the HOA budget to the community